Last updated: October 2024
By accessing and using the frost-photon website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website.
frost-photon provides financial education courses and related services. Our registered address is 147 Buchanan Street, Glasgow G1 2JX, United Kingdom.
You may use this website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of frost-photon or its content suppliers and is protected by intellectual property laws.
You may view, download, and print content from this website for personal, non-commercial use only. You must not reproduce, distribute, modify, or create derivative works from any content without our written permission.
The information provided on this website and in our courses is for general educational purposes only. It does not constitute personalised financial advice.
We do not provide regulated financial advice, and our courses are not intended to replace consultation with qualified financial professionals. Individual financial circumstances vary, and outcomes from applying the knowledge gained in our courses will differ from person to person.
Before making any financial decisions, we recommend consulting with a qualified financial adviser who can assess your specific situation.
Course enrolments are subject to availability. We reserve the right to cancel or reschedule courses with reasonable notice. In the event of cancellation by us, enrolled participants will receive a full refund.
Course fees are stated on our website and are payable in full before the course start date, unless a payment plan has been agreed. Payment plans are available for courses priced over £200.
Participants may cancel their enrolment up to 14 days before the course start date for a full refund. Cancellations within 14 days of the start date will receive a 50% refund. No refunds are available after the course has commenced.
Participants who miss sessions due to illness or unavoidable circumstances may attend the same session with a future cohort within six months at no additional charge.
To the fullest extent permitted by law, frost-photon shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.
Our total liability for any claim arising from your use of this website or our services shall not exceed the amount you paid for the relevant course or service.
Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over and accept no responsibility for the content, privacy policies, or practices of third-party websites.
We make reasonable efforts to ensure the information on this website is accurate and up to date. However, we do not guarantee the completeness, accuracy, or reliability of any information.
Course content, schedules, and prices are subject to change without notice. The most current information is available by contacting us directly.
If you submit any information or content through our website (such as enquiry forms), you grant us the right to use that information to respond to your enquiry and provide our services.
You are responsible for ensuring that any information you provide is accurate and does not infringe the rights of any third party.
These Terms of Use are governed by the laws of Scotland and the United Kingdom. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the Scottish courts.
We may revise these Terms of Use at any time by updating this page. Your continued use of the website after any changes constitutes acceptance of the revised terms.
We recommend checking this page periodically for updates.
If any provision of these Terms of Use is found to be unenforceable, the remaining provisions will continue in full force and effect.
For questions about these Terms of Use, please contact:
frost-photon
147 Buchanan Street
Glasgow G1 2JX
[email protected]